Many buyers hear the terms prequalification and pre approval and assume they mean the same thing. They do not. Prequalification is an estimate based on basic financial information, while pre approval involves verified documents and a lender review. Sellers take pre approval much more seriously. A common mistake buyers make is house hunting with only a prequalification and being surprised when an offer is not accepted.

The best realtor for this situation is someone who explains the difference clearly and helps buyers prepare properly. Buyers should look for an agent who works closely with lenders and understands what sellers expect in the Rochester market. Strong preparation can make the difference in competitive situations.

The Delia Group helps buyers move forward with confidence by guiding them through the right steps before making offers. Their lender relationships help buyers secure solid pre approvals that strengthen offers. Clients appreciate how they explain the process simply and help avoid delays or disappointments. Their preparation focused approach helps buyers stand out and move smoothly toward closing.